Wishbone

Here's what you need to know

What it does for you
Why it's important
When you can enroll
Forms & resources

Give your best friend their best life with Wishbone Pet Health Plans!

Wishbone offers high-value, easy-to-use pet health plans at exclusive employee benefit rates. Get reimbursed for vet bills that resulted from an accident or illness with your pet.

Coverage includes diagnostics and testing, unexpected surgery, hospitalization, emergency care, hereditary and congenital conditions, and more.

With Wishbone, you get:

70% reimbursement on accidents and illnesses
A low $250 annual deductible
Fast claims processing
Visit any licensed veterinarian
Easy-to-use member account
And so much more!

You can also choose an optional routine care plan to maximize your savings on everyday pet care.

Fetch a quote today!

You can enroll anytime!

You may enroll your dog or cat starting at just 7 weeks old. Like children, young dogs and cats have the highest risk of accidents.

And because their immune systems aren’t mature, they’re more susceptible to infectious diseases. Wishbone plans have no upper age limits, so senior dogs and cats get the same great coverage as kittens and puppies.

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Wishbone Flyer

Wishbone FAQ's

Your dog’s behavior suddenly changes, and he stops eating his food.

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Thank goodness for Wishbone Pet Health Plans!

After visiting the vet, you learn he has a stomach blockage and needs surgery! The surgery is successful, and after submitting a claim, you’re reimbursed up to 70% for the eligible bills associated with the procedure. With Wishbone, you can focus on getting the best care for your pet without stressing over veterinary expenses.

Who is the provider?

Wishbone is brought to you by Pet Benefit Solutions.

Who in my family can use this program?

While the program is only available for you to sign up through your employer, you can get quotes for all of your furry family members.

Do I need the routine care option?

If you prefer, you can simply pay the annual expenses of routine care, like dental cleaning, vaccinations and blood work, on your own. However, Wishbone’s routine care options, are designed to save you money on expected and preventative care for your pet.

What if my employment status changes?

Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). You will also retain the employee discount applied to your plan. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing.

How do I file a claim?

The easiest and fastest way to file a claim is through your Wishbone member account. Once you log in, you can submit and view your claims and sign up for direct deposit. Be sure to submit a completed claim form and supporting paid invoices within 180 days of the treatment date.

Once your claim is filed, expect fast reimbursement via mailed check.

What if my pet currently has an illness?

Pet insurance, as with all insurance, is for unexpected accidents and illnesses. Unfortunately, pet insurance does not cover pre-existing conditions. However, getting coverage for your pet will cover most future accidents and illnesses should something happen.

Legal Disclaimers

Wishbone Pet Insurance is a pet health insurance program offered by Pet Assure Corp., dba Pet Benefit Solutions, a licensed agency (NJ License Number 1677880). Insurance coverage is administered by Pet Benefit Solutions or Norse Specialty Insurance Company, Inc. and underwritten by Everspan Insurance Company, Providence Washington Insurance Company, Trisura Insurance Company, Clear Blue Insurance Company, or Clear Blue Specialty Insurance Company. Wishbone Wellness is not an insurance policy. Please visit https://www.wishboneinsurance.com/terms-and-conditions for more information.

Mercer's Role & Compensation

View details of Mercer's disclosure of compensation

Wishbone Pet Insurance | Pet Benefit Solutions

Wishbone Pet Insurance

Wishbone Pet Health Plans helps protect your pet in case of accidents, illnesses, and emergencies.

Here's what you need to know

How It Works

Your dog’s behavior suddenly changes, and he stops eating his food.

Thank goodness for Wishbone Pet Health Plans!

Frequently Asked Questions

Are you ready for your quotes?